Tuesday, November 11, 2014

What you don't know about your garage door technician could cost you big bucks





Later, you learn that you paid $800 for unnecessary parts and ridiculous fees, when your local garage door dealer would've fixed your problem for $180.



"This problem happens more than it should," says Bill Gibson, CEO of Overhead Door Company of Lexington, Ky. "In the last 15 years, we've seen a nationwide increase in ruthless garage door repair companies that prey on people with garage door predicaments."



The problem is so widespread that it has been exposed several times on national television. "Dateline NBC," ABC's "The Lookout," and CBC's "Marketplace," (Canada) have all broadcast primetime programs of hidden-camera investigations that caught garage door repairmen gouging homeowners.



What can you do?



"Most garage door companies are honest and reliable business people who care about their customers and their communities," says Chris Long, long-time editor of a trade magazine for the garage door industry. Long offers some simple tips to help consumers find qualified garage door repair experts.



1. Get a second bid.



"With an online search, it's quick and easy to find a second garage door company to help you," he says. "A simple second or third bid may be the best way to find someone who will do the job right at a reasonable cost."



2. Find a member of IDA.



The International Door Association, is the only national association for garage door dealers. Its publications and conferences constantly promote professionalism, says Long.



Look for the IDA logo on the websites of local dealers. IDA members subscribe to the IDA Code of Business Conduct, which promotes fair and honest dealings, responsible conduct and professional business practices.



You can find IDA members in your area by using IDA's member search at www.doors.org or at www.garagewownow.com, the industry's home improvement website.



3. Look for IDEA accreditation and certification.



The garage door industry created the Institute for Door Dealer Education and Accreditation, offering a rigorous accreditation program for garage door companies and training, testing and certification for technicians.



"IDEA accreditation and certification is sought by conscientious companies that want to be among the elite," says Gibson, who is an accredited dealer with several certified technicians.



Red flags



Consumers should also watch for clues that can indicate a rip-off artist. Long suggests that you look for three particular clues.



1. Excessive advertising.



The top position on an online search does not necessarily indicate a reputable company. It merely indicates a company that has spent considerable effort on its search engine ranking. To find a reputable company, Long encourages consumers to look deeper into the top companies listed in your search.



2. Repair specialists.



For decades, the typical garage door dealer focused on sales and installation of new garage doors and openers. Service and repair was a part of the total operation. But now, says Long, some companies target the repair business only, knowing that consumers are less likely to get second bids for repair work.



"A full sales and service company with a long history in the community is likely to have a good reputation for quality products, competitive rates and expertise in repair issues," adds Long.



3. Are they truly local?



Many rip-off companies operate only with online ads, a cellphone, a pickup truck and no physical location. "Before you call, make sure they're a local company," advises Long.



"Check out their address using online satellite maps to see if the company is truly local. Good companies are proud to be reputable and active members of their communities."



Although there is no fool-proof way to find the best local company, consumers should take another minute or two before they make that phone call. By following these simple tips, you can greatly improve your odds of getting your repair done quickly, accurately and at a competitive price.



Tips to help your baby sleep through the night





Thousands of mothers across the country are in the same situation. Pampers recently sponsored a survey of more than 1,000 moms with little ones ages 3 and younger to find what they're doing so baby rests comfortably, even at 3 a.m., and mom and dad can enjoy that elusive full night's sleep. Here are some of their responses.



* Check the diaper. Surveyed moms said the leading technique to keep a baby sleeping at 3 a.m. is to wrap him or her in a dry diaper at bed time. To meet this demand and ensure dry nights, Pampers has newly designed diapers across its entire line that provide up to 12 hours of overnight protection assuring your baby a dry, comfortable sleep.



* Take a moment to cuddle. Spending time holding your child not only helps you develop a strong bond, it lets your baby unwind after a busy day of new sensations. Make sure cuddling time is soothing and relaxes your baby, preparing him or her for sleep.



* A little white noise never hurts. Eighteen percent of surveyed parents recommended sound machines. Remember that your baby was used to a lot of noise inside the womb and may have trouble falling asleep in total silence. Put your baby to bed drowsy but awake; this will help him or her associate bed with sleep and the sound machine will provide the necessary white noise he or she is used to.



* Make reading a routine. Your baby will fall asleep more quickly at night if you establish a routine that he or she can associate with sleep. Reading to your child can be a great addition to your routine. Read in a soft voice to sooth your little one and read for a set period of time, keeping the routine in place each night.



* Incorporate low-key music. If your baby does wake up in the middle of the night, engaging him or her in low-key activities will help baby return to sleep faster. Dim the lights while you tend to your baby, speak quietly and move slowly. If baby requires your presence for a longer period of time - such as for feeding - soft, smooth music is a great choice. It offers the low-key noise baby wants and is more entertaining for mom.



Helping your baby get a good night's sleep is crucial for their development and your health as well. Remember that your little one is flooded with new stimulation every day and the best thing you can do to encourage sleep is establish a soothing, comfortable routine for your child. To learn more about Pampers and the major, meaningful upgrades across its entire line of diapers, visit www.pampers.com.



Wednesday, November 5, 2014

Impromptu party planning: How to create great gatherings in 30 minutes or less



(BPT) - Parents have never been more crunched for time. Balancing work demands with parental duties is complex - 56 percent of working moms and 50 percent of working dads say they find it very or somewhat difficult to balance these responsibilities, according to a recent report about modern parenthood from the Pew Research Center. But just because you're time strapped doesn't mean you need to stress when it comes time to host after-school activities or weekend gatherings with friends and family. With a few key strategies, even impromptu parties are a snap to pull together.



Did your teen just call to tell you he's having the baseball team over for an Xbox live tournament tonight? Has a pop-up neighborhood party suddenly happened at your house? Did you forget about the Girl Scout meeting after school today? Whatever the reason, embrace spontaneous gatherings and go from zero to party in 30 minutes or less with these ideas:



Astounding activities



Great parties make everyone feel included, no matter how young or old. For spur-of-the-moment parties, gather your favorite board games and a few decks of cards to spread around on various tables. For outdoor gatherings, nothing beats classic lawn games like Frisbee, bocce, ladder ball or horseshoes. Groups are sure to gather to indulge in the fun, and lively conversation will inevitably follow.



To appeal to younger kids, create a makeshift theater stage with a blanket or shower curtain, and pile up costumes, hats and props. Even wallflowers are sure to bloom during this fun activity that inspires make-believe.



For teenagers, video games are ideal - just make sure your system, game options and high-speed Internet are ready for intensive group play and there are plenty of snacks on hand. Add some comfy pillows and throws so everyone can spread out and enjoy the friendly competition. Ask friends and neighbors to bring over their games too for even more variety.



Fantastic food



Time-crunched parents don't have to worry about fancy food when parties suddenly pop up; guests don't expect an elaborate meal. Take a no-nonsense approach by serving flavors everyone will love. Frozen appetizers you can pop in the oven and serve beside fresh seasonal items are ideal.



Bite-size foods are best for easy snacking. Bake some Farm Rich Mozzarella Sticks, which are made with 100 percent real mozzarella and lightly seasoned. Kids and adults alike will devour these snacks with a crispy coating and warm cheesy center. Add some zesty Farm Rich Jalapeno Peppers and everyone's taste buds will be dancing. These snacks, available at Walmart and other grocery stores, pair well with fresh seasonal fare, so set out fresh grapes or strawberries, juicy sliced melon or chopped veggies with dip - whatever you have on hand or can get quickly at the local market - and you'll have a spread that will disappear almost instantly.



Set the scene



There's no need to deep clean, but spending a few minutes to tidy up creates a welcoming environment for guests. Focus your efforts on areas where people will gather - like the kitchen, patio or living room. Don't forget to stock toiletries in the bathrooms, too.



If you have time, decorate for your last-minute shindig with simple yet clever decor. Hosting a video game gathering? Make a banner such as "Nelson's Awesome Arcade" and hang above the TV. Have memorable photos of your guests? Run a ribbon and attach photos side-by-side with clothespins so everyone can enjoy the fun imagery. Want to add a summer vibe to your party? Skip the florist and cut some fresh buds from your backyard. If you're stuck, a quick visit to Pinterest is sure to inspire.



When really strapped for time, skip decor and focus on the music - play songs everyone will enjoy and that reflect the theme of the party. Upbeat songs that embrace the warm weather always set the right mood. From the Beach Boys to the most current chart-toppers, some toe-tapping tunes will help guests get in the party groove.



With these tips and tricks, you'll throw a party or get together that'll make everybody happy. You'll stress less and no one will know you put the whole thing together in minutes.



Tuesday, October 28, 2014

Tips to spruce up your home for the holidays





This is one of the reasons that autumn is a popular time for home improvements. Fifty-two percent of homeowners plan to make home improvements this fall, according to the leading real estate website Zillow. It is also a great time of year for deals as retailers unload inventory to make room for new styles.



Creating a warm and inviting atmosphere includes much more than just poinsettias and Santa Claus centerpieces. There are a number of affordable steps homeowners can take to add a real "wow factor" to their holiday entertaining.



Kitchen updates



The kitchen is commonly one of the busiest rooms during the holidays. Since guests often gather there, it makes sense to make the space the focus for a few improvements before the holidays. Simple and inexpensive updates, such as adding new knobs and handles to cabinets or installing a new backsplash, will make a big difference. Stylish new light fixtures can also give your kitchen a quick facelift that will impress your guests.



Install hardwood floors



The warmth and beauty of hardwood floors can transform the look and feel of your home to create a space that will stun your guests. And unlike carpet, hardwood floors do not stain or wear as easily from inevitable spills and foot traffic that the holidays bring.-Moreover, carpet traps dust, pollen and other particles that can cause allergies and respiratory issues.



Visually unique flooring options such as Lumber Liquidators' Bellawood Bamboo bring together both the aesthetic and practical advantages of hardwood flooring. This flooring carries a 100-year transferable warranty that assures these benefits will be sustained for a lifetime of holiday gatherings.



De-clutter



It's important to create inviting open space for guests to enjoy. De-cluttering bookshelves and removing miscellaneous furniture can help make a room feel larger and more open, and will allow room for festive seasonal decor. Spending time to organize the refrigerator will make space for any holiday dishes a guest brings.



Improve the entry



The front entry provides the first impression of a home, so it's important to create a stylish, cared-for and welcoming look. Homeowners can complete small projects outside, such as updating house numbers, painting the front door and creating holiday-themed arrangements. Simple decor updates just inside the door - such as adding family photos and new rugs - will add a warm and personal feel.



Education leads to empowerment for children in need





In the United States, educational opportunities for children abound, with many beginning their school journeys with preschool programs as early as age 3. According to the National Center for Education Statistics, record numbers of pre-kindergarten and kindergarten students are entering the nation's public school systems, and 49.4 million students attended public and secondary schools. More than 19 million students advanced to two-year and four-year colleges and universities, another attendance record.



"U.S. children are so incredibly fortunate to live in a prosperous nation where education is taken for granted, and high school, college and post-college expectations are on par with eating a hot dinner every night," says Sharon Saxelby, president and CEO of Friends of the Orphans, a Chicago-based charitable organization that transforms the lives of orphaned, abandoned and disadvantaged children in Latin America and the Caribbean.



Contrast that with access to education and lack of opportunities for children in need in less prosperous countries and the glaring inadequacies are startling. World Bank estimates that 75 million children of primary school age around the world are not in school, often because they need to work so their families can survive. For instance, in Peru, 34 percent of children 14 and under are involved in labor activities, which often render school impossible.



Elsewhere in Latin America and the Caribbean, children's access to education is equally dire. In Haiti, the poorest country in the western hemisphere, just more than half of primary school-aged children are enrolled and fewer than 2 percent of children finish secondary school. And in El Salvador, according to Unicef, 70 percent of children aged 16 and 17 do not have access to secondary education.



Unicef attributes these low numbers to a variety of factors, including inadequate teacher competencies, scarcity of teaching materials, poor physical learning environments, limited interaction between schools and communities, the need for children to work instead of attend school, and overall poverty rates, which dictate that limited resources will be directed to things other than education.



Organizations such as Friends of the Orphans, which supports the network of Nuestros Pequenos Hermanos (NPH, Spanish for "Our Little Brothers and Sisters") homes and takes a holistic approach to transforming children's lives, recognizes the power of education and makes it a mandatory component.



"Becoming educated is the most valuable thing a young person can do for himself and his community, especially in developing countries," Saxelby explains. "Our philosophy of raising children in the countries we serve is to provide unconditional love, shared responsibility and education. Well-rounded children are able to transcend poverty and ultimately become productive members of their communities."



One of many examples of how education leads to a more prosperous life is Yadira, a young woman from Mexico who has embraced education despite many challenges. She came to NPH at age 13 following the death of her mother, unable to read or write, and was placed in third grade. She quickly thrived, and advanced to NPH's technical middle and high school, which provides vocational certification and university preparation. While there, she focused her studies on mechanics and computers.



Ready to move on, she began her university studies, setting her sights on law. Her studies enlightened her on her own rights as a Mexican citizen, taught her how to write legal documents and navigate the legal system. She even wrote a final thesis about social inequality with respect to legal rights in Mexico. She is continuing her studies and will make law her permanent profession.



"I have seen firsthand the difference people can make in each other's lives and hope to have the same impact on other people through my work in the legal profession," Yadira says. "I am thankful for all the opportunities I've been given and how my life has been transformed."



Saxelby explains that the relative cost of supporting these children as they pursue their educations is low compared to U.S. expenses, and their positive future outcomes and contributions are undeniable. For example, Yadira, who lives in NPH university housing, spends about $580 monthly on expenses. Of that, $267 is tuition and food is $205, with the remainder going toward materials, transportation and books.



"Investing in these children today is well worth it because of their transformations tomorrow," Saxelby says. "Education is power and all children deserve the chance to grow and learn."



For more information about Friends of the Orphans, please visit www.friendsoftheorphans.org.



Wednesday, October 22, 2014

Five smart steps to maximize bathroom space





In spite of its heavy use, bathrooms are often some of the smallest areas in a home. Cross tight square footage with limited storage, and it quickly becomes cluttered and cramped - far from a pleasant place to start and end each day. Adding function doesn't require changing your bathroom's footprint. To maximize your bathroom storage and make it work best for you, consider these design and organizational tips.



Tip 1: Install a floating vanity

A big trend in small bathroom design is the floating vanity; its wall-mount installation leaves floor space below open and uninterrupted, which tricks the human eye into reading the space as larger than it actually is. Floating vanities come in a variety of materials and designs that offer plenty of counter top space and storage solutions.



Tip 2: Make your mirror work harder

Is your bathroom sporting an old bulky medicine cabinet? Replace it with a smarter option designed with innovative storage that makes life easier. Robern, the industry leader in bathroom storage and grooming, recently introduced the R3 Series Mirrored Cabinets, a perfect solution for DIY-ers looking for a fast, affordable fix. The 1-inch flange around the cabinet's perimeter covers imperfections, eliminating the hassle of re-tiling or re-plastering, making it a project you can easily complete in a day.



Tip 3: Use hidden space to your advantage

In a small bathroom it might be hard to imagine where you might find even an inch of extra space, but there's one secret area you can access and use to your advantage. If you have a blank wall, the space between the studs offers a plethora of potential storage space. You can build shelves directly between the studs, which adds lots of extra space for items like washcloths and toiletries, all within the existing footprint.



Tip 4: Get wired for modern practicality

Your morning routine charges you for the day ahead, so make sure items like electric razors and toothbrushes are fully charged, too. Cabinets equipped with outletskeep personal care items fully juiced and concealed, leaving counter tops and sink surfaces clutter-free for a clean and organized space both you and guests to enjoy.



Tip 5: Revamp the storage drawer

Vanity drawers in disarray steal precious time from your morning and evening routine. First step to function: Purge. Toss old or unused cosmetics, personal supplies, grooming tools or other items you don't use. Next, reorganize with inserts that transform drawers into organizational powerhouses. Look for inserts that will streamline how you use your bathroom, such as options with different sized compartments or even one made specifically for your hair dryer.



Tuesday, October 14, 2014

Fall into great tabletop decorating ideas



(BPT) - Saying goodbye to summer doesn't have to be a sentimental ending when you consider it's also a beginning - the kick off to autumn and the holiday season. The promise of fall is in the air. It's a great time to dress up your home for fall entertaining; whether that means friends gathered around the television rooting for your favorite team or the ultimate traditional Thanksgiving feast.



"Decorating trends for this fall are really fun and functional," says visual merchandiser John Griffith. "Colors that evoke a sense of nostalgia and family are a really big part of the visual design message for autumn. Reds, golds and oranges are trending this fall. These hues are not only warm and comforting; they're reflective of the season."



Griffith and teammate Julie Robbins add their own unique spin on the latest trends to create seasonal design vignettes for Replacements, Ltd., the world's largest retailer of old and new china, crystal, silver and collectibles. Whether you are planning a casual family gathering or an elegant dinner party, Robbins suggests easy ways to mix in great fall colors. This can be as simple as adding a charger plate or colorful serving pieces.



"Using colored glass is fantastic way of infusing autumn colors to create a seasonal feel," says Robbins. "Amber colored glass is really popular this fall because the rich, warm color goes with so many patterns and designs. I'm big on the pressed vintage patterns; depression glass, coin glass and sandwich glass are all very lovely and nostalgic. We're actually mixing and matching patterns from historic American glassmakers including Federal, Indiana Glass and Fostoria on our tables. It looks great to mix designs which share the same colors or combine an array of colors within a place setting."



Metal serveware is another popular trend this fall.



"We're incorporating metal serveware into many of our displays because you can do so much with it from a design standpoint," says Griffith. "These are great accent pieces you can dress up or down, plus it is family- and football-season friendly. Metal serveware is also very functional. Once heated, the alloy retains warmth to keep food warmer longer or cooler if you chill these pieces. Plus it is easy to clean and doesn't have to be polished. We're using a lot of fun shapes, like leaf-shaped pieces and turkey platters."



Fall's bountiful harvest translates into the home this season. Robbins is using natural elements in her table designs that evoke a sense of the first Thanksgiving.



"I suggest filling vases, glasses or serving bowls with dried beans, acorns or even kernels of dried deer corn. Not only does this look pretty, you can also mix in candles or flowers and use these natural elements to hold those items in place."



Robbins adds apples, gourds, pumpkins and green pears are among fruits and vegetables you can use on your table or anywhere in your home to create a brilliant splash of color. She says you can find more decorating ideas at Replacements' YouTube channel and Facebook page.



Tuesday, October 7, 2014

Applying to college? Practical advice for finding your dream university





So what factors should college-bound teens consider when making their wish list? It's not the school with the best parties, weather or where their best friend or boyfriend is applying.



According to one of the nation's top college admissions consultants, Dr. Katherine Cohen, CEO and founder of IvyWise and LinkedIn Higher Ed Expert, it all comes down to academic, social and financial fit.



"Imagine you're starting college tomorrow," Dr. Cohen says. "Which courses would you take? Who would you be excited to study with? Are there research, internship and study abroad opportunities offered in your areas of interest? Which extracurricular activities would you take advantage of on and off campus? Have you had an open conversation with your parents about their expected financial contribution?"



If they do their research correctly, students should end up with a list of 12 to 15 good-fit schools, a balance of reach, target and likely schools, any of which they'd be happy to attend, says Dr. Cohen. For students who aren't sure exactly where to begin, she offers the following tips:



Get your computer, tablet or smartphone and get online



It's never too early for students to begin researching schools. Thanks to the Internet, students have a wealth of information readily available at their fingertips. They can visit college websites, page through online course catalogs and even take virtual campus tours. Students can also get a real student perspective and good sense of campus culture by reading the school newspaper and blog online.



LinkedIn, the world's largest professional network, provides aspiring students with the opportunity to make informed decisions on which universities, majors and skills will help them achieve professional success - making college matchmaking even easier. The company's newly launched LinkedIn University Pages allows higher education institutions to have dedicated pages so they can build their community and directly engage with prospective students, current students, parents and alumni. University Pages allows college-bound teens to access important information on colleges, such as the cost of tuition, notable alumni and more. They can also gain valuable insights on what it's really like on campus by connecting with current students and recent graduates, and trace the educational and professional paths of notable alumni by following the most influential business leaders and company pages.



Be a student on campus, even if for a day



Students will likely be spending four years of their lives at college, and nothing beats the gut check that comes with an in-person campus visit. Students should plan on visiting the schools that they are considering seriously while school is in session. It's important to attend both the official information session and the campus tour, as it shows demonstrated interest in the school. However, students should also make time to explore the campus and local community on their own.



Do's and don'ts of a campus visit: Do forgo the urge to stay in an expensive hotel and eat in a four-star restaurant. Don't miss the opportunity to have a meal with current students in the campus dining hall, audit a class in a topic of interest and spend a night in a campus dorm room. Do take lots of photos and copious notes. Don't let mom and dad ask all the questions. Do wear comfortable shoes.



Alumni networks, a secret weapon



Alumni networks are a great resource for college-bound students that often go untapped. Students should talk to their college guidance counselor and see if there are any alumni from their high school who currently attend or have recently attended the colleges that interest them. These alumni often come from a similar background and can talk about what the transition to the college was like for them. They may also be willing to host an overnight stay.



Not sure what to study or major in? Network in a field of choice or in a few that are of interest. Professional associations for undergraduates and LinkedIn can help students connect with people who can provide insight into a profession - and who may be potential employers in the future.



Remember, there is no one-size-fits-all college. If students take the time to do their research early on in the admissions process, they will be happily attending a good fit college come orientation.



Friday, October 3, 2014

17017 GEORGIA AVE OLNEY, MD 20832

New listing just posted: http://tour.circlepix.com/home/SSJAZT
The historic Berry-Mackall House. Originally built in 1853, this home has been an architectural gem at the gateway to Olney. Huge wrap around front porch invites visitors. Lots of great potential with a extra out buildings: 1 bedroom guest house with hardwood floors, 3 story brooder house (storage barn) has an attic area perfect for finishing, and smoke house. Situated on a 3.26 acre lot.
Home information
Bathrooms: 4.00
MLS #MC8458631

Tuesday, September 30, 2014

Little hands inspire creative kitchens: How to encourage kids to cook





Parents can always use an extra pair of hands, and when encouraged, kids can enjoy spending time cooking and preparing meals. Plus, helping in the kitchen teaches useful skills that will last long past dinnertime. The good news is nine out of 10 children help in meal preparation at least once per week, according to results of a new nationwide "Coaching Kids in the Kitchen" survey conducted for global home appliance brand LG Electronics. One in five parents prefer to engage their children in the kitchen during the summer and winter months, to help keep their child's mind sharp and occupied during breaks from school.



Have little sous chefs in the making? You might be wondering what activities are appropriate for what ages. Setting the table and retrieving ingredients from the pantry or refrigerator are good activities for younger children who might not have the skills necessary to prepare food. Parents indicate age 8, on average, is the appropriate age to start participating in meal preparation.



If you want to get your kids motivated in the kitchen, and help them learn about food preparation, healthy eating, math and measurements, try these helpful tips from Chef Peter Thornhill, LG's executive chef, who himself caught the cooking bug when he was a child. Your kitchen will be transformed into a family fun cooking school in no time.



Grocery discoveries. Take the kids grocery shopping with you to jumpstart creative cooking juices. Picking out ingredients is the first step in cooking a meal, after all. Plus, when children are involved in picking out new foods, such as an exciting new vegetable, they're more likely to try (and like) new things, helping to expand their palate.



Easy access. Keep your kids' favorite ingredient items in easy-access areas around the kitchen. Ninety-seven percent of parents agree that keeping greens and healthy snacks in easily accessible areas of the refrigerator is an important part of teaching your child healthy eating habits. LG's super-capacity fridge with a built-in magnetically sealed door within a door is perfect for easy access to commonly used cooking ingredients and small, healthy snacks kids are able to retrieve themselves.



Party in the kitchen! Don't let meal preparation seem like a chore. The more excited you are to cook with your kids, the more excited they will be, too. Turn on some music, have a giggle, and share tidbits about your day as you whip up something delicious.



More pepper? During the cooking process, taste the food and talk with your kids about alterations. This will encourage them to engage their palate and analyze the flavors they taste. Just watch as your little rosemary-lover or garlic connoisseur blossoms.



Clean machine.As your child gains more experience in the kitchen, allow him or her more control over recipes, cooking methods and cleanup. Start with simple cleaning tasks like clearing the table and loading the dishwasher to emphasize the importance of cleanliness and kitchen upkeep. To spend more memorable moments with your kids in the kitchen, parents can look for new ways to save time and tackle even the toughest tasks from greasy pans to dirty ovens. For example, LG's EasyClean ranges have a quick and easy clean-up for mess inside the oven - just spray water into the oven, press a button and wipe away any residual grime 20 minutes later.



Armed with these tips, consider trying this kid-friendly recipe from Chef Thornill and gather your whole family in the kitchen for some cooking fun.



Recipe:



Mixed Fruit Flatbread



It's always tough to get kids to adopt healthy eating habits with all the unhealthy items that are presented to them at school, in restaurants and in advertising ... and yet these are the foods that they clamor for. Bringing a healthy angle to their favorite foods is a great way to point them in the right direction.



This recipe is easily adapted to the kinds of ingredients that you have in your house and gives your kids the opportunity to play with different flavors. You can easily make a large batch of the flatbread dough in advance and freeze smaller portions for individual use. Store bought pizza dough and flatbread (or naan bread) work great, too.



Dough



1 packet instant dry yeast

1 teaspoon sugar

1 teaspoon salt

1 cup warm water

2 cups all-purpose flour

1 teaspoon olive oil



Directions



1. Combine water, yeast, salt and sugar in the bowl of your stand mixer and let sit for five minutes.



2. Add flour to mixture and place dough hook attachment on mixer. Combine ingredients on low speed for 30 seconds, then turn onto medium speed for 3 to 4 minutes more, or until dough is smooth and no longer clings to the sides of the bowl.



3. Rub top of dough with olive oil, cover with plastic wrap and a tea towel. Store somewhere warm for one hour.



Topping



1/4 teaspoon cornmeal

2 tablespoon Raspberry jam

1/2 cup frozen peaches, thawed

1/2 cup frozen strawberries, thawed

1/2 cup apples, sliced thin

1/4 teaspoon cinnamon

1 teaspoon honey



Directions



1. Preheat oven to 500F with a cookie sheet or pizza stone positioned on center rack.



2. Divide dough into three pieces, set two aside (you can freeze these and use later or make multiple pizzas).



3. Using a rolling pin, evenly roll dough to 1/3-inch thick. Place dough on a smooth surface, sprinkled with cornmeal.



4. Spread jam evenly over entire surface, then top with peaches, apples and strawberries, lightly press these down for better adhesion.



5. Sprinkle cinnamon and drizzle honey over the fruit.



6. Slide pizza carefully onto preheated pan or pizza stone and let bake for 6 to 8 minutes.



7. Remove from oven, let stand three minutes, cut into six pieces and serve.



The LG Coaching Kids in the Kitchen Online Survey was conducted by Ebiquity, formerly Echo Research, between June 7-13, 2013 among a total national sample of 2,515 U.S. adults with children age 4-17. Overall the results have a margin of error of ± 2.0 percentage points at the 95% level of confidence.



Wednesday, September 24, 2014

A few tips when fitting wooden flooring



Laminate and wooden flooring looks great in almost any room. If you are considering fitting the wooden flooring yourself then there are a few tips that may help you to fit it easier and may add a more professional finish to it. With some hard work, patience and the right flooring tools it may not be as difficult to achieve a good finish as you imagine.



Before laying the laminate or wooden flooring ensure that your under floor is in good condition and is as flat and bounce-free as possible. Uneven areas should try to be repaired. The flatter the surface the better the wooden flooring will look.Ideally you will want the new wooden flooring to run length-ways along your room as this looks better than width-ways, however if your existing floorboards also run length-ways it is a bad idea to fit them directly together as this can lead to joint separation and unevenness. If this is the case then fit plywood over the entire floor surface so that you have a flat surface to then work on.



Once your existing floor is ready, lay an insulating membrane across the entire flooring area. This keeps heat in the room and dampens noise when the wooden flooring is walked upon and is highly recommended. Once this has been laid you are ready to lay your new wooden flooring panels. The easiest way is to work from farthest wall from the door inwards as this is the most seen part of the room. If possible remove skirting boards and door architraves so that you can work from the wall. If this isn't possible then beading can be fixed to these areas afterwards to give a tidy finish.



When laying the flooring panels always stagger joints by using random length flooring pieces as this will add to the strength of the flooring and the aesthetics. Ensure that all pieces are firmly locked together before re-applying skirting and architraves or adding beading. Flooring can contract and retract based on the heat of the room and moisture levels so do not fix skirting or beading to the floor. Fix skirting to the wall and fix beading to the skirting.



by: Xander Palmer

http://www.articlecity.com/articles/home_improvement/article_6471.shtml



Tuesday, September 16, 2014

Avoiding five mistakes that even good homeowners make



But next time, you might not get so lucky. A simple "uh oh" could lead to thousands of dollars in damage to your home.

"We recommend homeowners adopt a mindset of thinking about the consequences of things, of what could go wrong," says Dr. Tim Reinhold, senior vice president of research and chief engineer for the Insurance Institute for Business & Home Safety.

Here are five tips to avoid common homeowner mistakes:

Tip 1: Clean out the filter on your clothes dryer
Why? Fire. Those wads of lint that get caught in your dryer's filter can pose a major fire hazard. The U.S. Consumer Product Safety Commission estimates that dryers cause more than 15,000 fires a year.
Your strategy: Be sure to completely empty the lint trap every time you use your dryer. Also, make sure your dryer ducts are metal, since they're less likely to sag and allow lint to build up.

Tip 2: Trim tree branches that hang close to your home
Why? Roof or other property damage. A storm or high winds could sweep through your neighborhood and knock those branches onto your roof, causing serious damage.
Your strategy: Consult an arborist or tree surgeon about any trees in your yard that might present a hazard.

Tip 3: Don't put cardboard boxes from recent big-ticket purchases out on the curb with the garbage
Why? Theft. By placing boxes in a visible location, you're sending a signal to burglars that you have valuable items in your home.
Your strategy: Cut boxes up and put them into the garbage or recycling bin.

Tip 4: Make your house look occupied when you're on vacation
Why? Theft. An empty home can be an easy target for thieves.
Avoiding%20five%20mistakes Your strategy. Have your mail and newspaper deliveries suspended or have a trusted neighbor retrieve and safeguard them until your return. "Not only do piles of mail signal that a house is vacant, but thieves can sift through letters to steal your identity," says Joe Vahey, vice president at Erie Insurance. "You also may want to arrange for someone to maintain your lawn if you'll be gone for more than a few days, and consider installing central alarms, motion detectors, or timed lights that will illuminate the area around your house at night."

Tip 5. Check appliance water hoses
Why: Water damage. Hoses for washers and refrigerators wear out and need to be replaced before they spring a leak. The water supply line to the icemaker can also be a water leak waiting to happen.
Your strategy: Replace washing machine hoses every five years. If you see the plastic line along the back of the refrigerator becoming discolored (yellow or brown), have an appliance repair expert check it out.

Despite your best efforts to properly maintain and protect your home, accidents and mishaps still happen, which is why it's also important to know what your homeowners insurance does, and doesn't, cover. For example, no homeowners insurance will cover flood damage from natural disasters, so you may want to seek federal flood insurance if you live in an area prone to flooding. In addition, check to see if yours is a guaranteed replacement cost policy, which would pay to rebuild your home if it's severely damaged or destroyed. The coverage is rare, but some companies like Erie Insurance include it in their standard homeowners policies.



For more information on homeowners insurance, visit www.erieinsurance.com/homeowners.



Tuesday, September 9, 2014

Back-to-school resolutions



(BPT) - With kids across the country heading back to school, a common question at family dinner tables will be: "What did you learn today?"



Kids will be learning reading, writing and arithmetic as they head back to school, but what about lessons involving money? For most people, our relationship with money is based on our childhood experiences, and many children look to their parents for these important lessons. Yet, according to a recent Capital One survey of parents and teens, less than half of teens have worked with their parents to develop a budget for spending and saving their money.



As students prepare for a new school year, it's a great time to start fresh with new resolutions around spending and saving. Talk to your kids about wants vs. needs, saving, budgeting, using credit wisely and other money management habits that can last a lifetime.



Here are a few ways to get started:



* Crunch numbers together and establish a budget. As your teen starts earning an income through a job or an allowance, ask him or her to pitch in and contribute toward purchases he or she might otherwise take for granted. Create a budget together totaling your teen's contributions and what you can afford to contribute, and then stick to it when you head out to the stores.



* Only shop for what's needed. Sit down together to make a list of what essentials your teen already has, what is needed and how much is budgeted for this shopping trip. This comes in handy for back-to-school shopping as well as the holiday shopping season.



* Do your homework. This is a good way to show your teen that homework extends beyond the classroom and well into adult life. Researching the items on the shopping list before leaving the house allows your teen to comparison shop, looking at prices and the quality of the items. For teens on-the-go, there are also a great deal of apps available that can easily compare pricing of items. And not surprisingly, you might discover your teen has different priorities than you when it comes to deciding which items to purchase. Only 22 percent of teens surveyed considered the price of an item to be the top priority, whereas 46 percent said style and appearance were more important. Run a calculation of how much money could be saved between the lower-priced items and the items on the "want list."



* Set financial goals. Remind your teen to look beyond high school and discuss what items he or she would like to own in the future. It might be an electronic product, a car, paying for a future vacation, or helping to pay for college. The survey found that 83 percent of teens plan to attend college after high school, but 51 percent of those teens were not saving money to help pay for it. Help your teen set up a plan for how they will spend and save the money they earn or receive as gifts.



* Lead by example. Encourage good financial behavior by teaching your teen how to write checks, the use of credit cards and their associated fees and the importance of paying bills on time. Have them around the next time you pay your monthly bills, so they can see how much is spent on utilities, auto insurance and even food. This gives them a good picture for their future and how they might need to make financial decisions to cover essential expenses.



* Introduce investing basics. Open a custodial account and help your kids pick the stocks they like most. Contribute a portion of their allowance or agree to match your teen's contributions, and watch the account grow together. Set monthly meetings to review investments, make changes and pick new stocks to purchase. Beginning the stock discussion early will empower your teen with the comfort and knowledge they'll need when they are an adult.



By taking time to discuss spending, saving, budgeting and investing, you can help your teens save money now and point them in the right direction for a successful financial future.



To find additional financial tips as well as information on Capital One's financial educational programs for teens and adults, visit www.capitalone.com/financialeducation or @TeachingMoney on Twitter.



Tuesday, August 26, 2014

Final Walk-Through: What to Expect at your Final Walk-Through before Closing



It's smart to perform a final walk-through before closing. It's your last chance to make sure the home you're about to buy is in the condition you're expecting. Here's some great tips that you may not have thought of in preparing for your final walk-through.



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Staging your Home: Advice for Sellers



Ten inexpensive real estate staging tips to help create a 'mood' or 'emotion' to entice and connect with potential home buyers.



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Financing: Advice for Homebuyers



This YouTube channel, provided courtesy of Chase, offers the ins and outs of mortgages, how the loan process works and how to select a lender. Worthy of viewing regardless of whom you select as your lender.



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First-Time Homebuyer Tips: Things to Know when Buying your First Home



First-time homebuyers need to keep their ownership goals in mind and make sure to not rush into decisions or feel pressured. This video offers some great lessons from real first-time home owners.



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Wednesday, August 20, 2014

How to make your home stand out in a hot real estate market



(BPT) - The residential housing market is heating up, but before you post that for-sale sign, consider making upgrades that add style and value to your home. With many buyers seeking wood floors, kitchen upgrades and other add-ons, it's important for homeowners to highlight these features so their property stands out from the competition in today's market.



"It all comes down to dollars and 'sense,' " says Linda Jovanovich of the American Hardwood Information Center. "In addition to warmth, beauty and durability, hardwood features increase your home's resale value. Even with a modest budget, if you take the time and price your options, updating worn floors, dated cabinetry, and lackluster walls will make a significant difference. And it's easier and less expensive than you think."



Survey says hardwood floors sell



When it's time to sell, hardwood floors not only add good looks, they increase the value of your home. According to a nationwide survey of real estate agents commissioned by the National Wood Flooring Association, 99 percent of respondents agreed that homes with hardwood floors are easier to sell. In addition, 90 percent said these homes sell for more money.



"Absolutely true," says Bob Strader, a real estate agent with The NORTH Group of Keller Williams Realty in Atlanta. "Between two similar properties, buyers will gravitate toward the home with hardwood floors, and that home will sell in half the time."



Debbie Gartner, known as "The Flooring Girl" by customers at her New York-based flooring store, agrees and says quality increases value. "Hardwood sells," notes Gartner, adding that you're in luck if you already have a hardwood floor under a carpet. "Clients are shocked when I tell them it's almost always less expensive to refinish a hardwood floor than it is to re-carpet a room."



What about the kitchen?



Real estate agent Strader advises sellers to "upgrade their kitchens prior to going on the market because buyers see kitchen upgrades as being rather expensive." He adds that, "Homes without updated kitchens will take longer to sell, and will sell for less."



Gerry Henley, president of Kitchen Solvers, a national kitchen and bath remodeling franchise, suggests simple cabinetry updates that won't break the bank but will result in a higher return on your investment. And hardwood products offer plenty of options.



"Many homeowners overlook the low cost and high impact of re-facing their existing kitchen cabinets," he says. "By swapping out dated doors and drawer pulls, a homeowner can get the look of a newly updated kitchen and save up to 50 percent of the cost of a complete overhaul. Cabinet re-facing is a quick-moving project and the kitchen remains functional throughout installation."



Value in the details



Architectural details - hardwood crown moulding, baseboards and other millwork - add depth and character, provide a finished look, and change lackluster to extraordinary, so much so that according to the National Association of Home Builders' "What Home Buyers Really Want" study, crown moulding ranks higher than other luxury features such as fireplaces, kitchen seating and window seats.



Strader agrees. "From my experience, millwork adds the 'wow' factor that stays in a buyer's mind. And most sellers are unaware that a custom look can be obtained relatively inexpensively with off-the-shelf moulding patterns available at home improvement stores."



The American Hardwood Information Center offers some additional tips to keep costs low. For crown and other decorative ceiling mouldings, consider using a less expensive species such as poplar. Where durability is a must, such as baseboards, door casings and chair rails, consider a harder species, like white oak.





Wednesday, August 13, 2014

A parent's guide to taking a summer travel adventure without leaving home



"Did you go anywhere over summer vacation?" That is the question heard in school hallways and cafeterias at the start of every new school year. While the standard answers of "I visited my grandparents" or "I went to sleep away camp" circulate, imagine if your child excitedly responded "I explored the Australian Outback, designed traditional tango dresses in Argentina and learned the art of Irish dance in Ireland." Better yet, imagine if your child learned all of this without having to go on an expensive and time-consuming international trip.

Summer is often associated with learning loss, and parents also express difficulty finding productive activities for their children to do during the summer months. So, rather than allow this break from learning, turn this time into a learning opportunity to broaden your child's global mindset. Utilize summer to immerse kids in cultural, educational activities at home without the pressure of grades or busy after school activities.

"Exposing kids to different regions, traditions and wildlife around the world is so important because children hold the future of our planet in their hands," says Mireya Mayor, a mother of four and an explorer and wildlife correspondent for National Geographic. "As a mom, I want to encourage children to respect different cultures, love the planet and protect its wonderful attributes so it can be enjoyed for many generations to come, and the only way to love something is to know it."

Making learning fun and exciting is the best way to inspire kids and teach them to appreciate all the world has to offer, recommends Mayor. She has several easy tips for parents to "travel the world" from home with their families:

1. Incorporate travel into playtime
Travel-themed toys and games are a great way to pique kids' interests in different regions around the world. One example is the Barbie Collector Dolls of the World collection. With dolls from Ireland, China, Argentina, Australia, India, Mexico, Chile and Holland, and correlating activities available at Barbie.com/dolls-of-the-world, girls can be easily transported to almost every part of the world. While girls are having fun and enjoying playtime, they are also learning about each distinct destination. These worldly dolls can be found at Target, Walmart, Kmart and Toys R Us.

2. Host a monthly family "international dinner" night
Serve traditional dishes from other countries one night a month, selecting a new country each time. Have each member of the family read a note card to share a "fun fact" about the region and translate a word from the local language.

3. Tell stories
In Mayor's own book "Pink Boots and a Machete," she shares stories of her adventures, scientific discovery and world travel. By sharing photos and mementos of their own personal travel stories, parents can expose their children to the idea of new places and spur an interest in experiencing all the world has to offer.

4. Map it out
Mayor suggests displaying a wall map or globe in the main living area of the home so that kids are continually exposed to world geography and that travel is a continued topic of conversation. Parents can mark places the family has visited, as well as places they want to visit. This will help kids understand that there are never-ending opportunities to learn and explore new places.

Summer is the perfect time to inspire your child and expose them to the world beyond their backyard. Just by having fun "traveling" with your family, you will not only be combating detrimental learning loss but also creating long-lasting memories. Applying Mireya Mayor's easy at-home tips can give your child knowledge of the world they will have for life.



Four simple steps to help DIYers get pro-level painting results



(BPT) - When it comes to simple, low-cost home improvements that can add value and completely change the look of a room, you just can't beat painting. From giving a room a whole new look to protecting the walls and boosting the value of your home, painting delivers many benefits - all at a fraction of the cost of other improvements.



Tackle the job yourself, rather than hiring a professional painter, and you can save even more money.



"Any do-it-yourselfer can achieve professional-looking painting results when they follow the right steps and use the right painting tools," says Arti Lyde, a product director with Wagner, manufacturer of painting products. "Painting can dramatically improve the look and style of your home."



Follow these four guidelines and you can achieve professional-looking results with your own hands:



Prepping is paramount



Professionals know that properly preparing their work space is a key factor in achieving a good end result. Before you crack open that paint can, take these preparatory steps:



* Gather all the tools you will need in one place.



* Protect surfaces such as baseboards, woodwork and windows by taping off with a good quality painter's tape.



* Completely cover carpets with a good quality drop cloth that will resist punctures and rips.



* Some jobs require a primer before putting the final color on the wall. Primer preps the surface and helps the final coat adhere better.



Pick the right paint



The quality of the paint you choose will directly affect how good the job looks when you're done. For a good quality finish it is important to select quality paint, which adheres better, gives a uniform finish and will last longer. Also, look at the latest color trends and select a color that will meet your style.



Before you buy, research the brands available at your local home improvement store. Check out consumer review websites, giving particular attention to those that feature reviews from homeowners who've actually used the products. These independent, real-life reviewers can offer valuable insight into how well a paint might work.



Use the right tools



Many professionals use paint sprayers to achieve smooth, fast results. Now homeowners can achieve professional results. Two new sprayers, the Flexio 570 and Flexio 590 from Wagner, are designed to help DIYers achieve the same speed and good looks as the professionals do. The sprayers allow you to cover an 8-by-10-foot surface in just two to six minutes, and they can be used inside the house or outside on decks, fences, sheds or any other surface you need to paint quickly and easily.



Because both sprayers feature nozzles that allow you to precisely adjust the flow of paint, overspray is minimal - meaning that since you've already prepped by taping and draping, you can use the sprayer indoors with confidence that you won't get overspray on areas where you don't want paint. Another bonus that makes these sprayers great for indoor use - they're quieter than traditional sprayers, making about as much noise as a hair dryer. Finally, unlike other sprayers, the Flexio models don't require you to thin the paint with water; thinning can hinder the performance of even the best quality paint. To learn more, log on to www.wagnerspraytech.com.



Pay attention to the details



Details such as painting baseboards, woodwork and ceilings are the crowning touch on any paint job. Professionals know it's these finishing touches that pull together the look of a room.



With the right tools and professional approach, you can save money by doing your own painting - and enjoy the pride and satisfaction of a job well done.



Tuesday, August 5, 2014

Cool new concepts for gardening



One of the driving forces in gardening is many American's pursuit of healthier eating and greener living. This means that the new face of gardening has begun to change considerably in recent years. Today's gardeners are younger and more urban than traditional gardeners, therefore, making unique impressions on the green world.



So, what's cool about gardening?



From growing vegetables in the front yard to creating an edible wall of green on the balcony, gardening is not limited to just a half-acre plot in the country anymore. Now, gardeners use any space available for a garden, no matter how urban or small. The key is adding individuality or personality to the garden in the form of handmade sculptures, water features, bird feeders or even the variety of unique heirloom plants that are used. Sustainability is also very important.Plants that serve a dual purpose - like low-growing thyme used as a ground cover in a small area or a cucumber plant that has been trained to grow up a trellis as a green screen - are excellent examples of how many gardeners have transformed traditional ideas of gardening. Looking at gardening and plants in new ways can lead to some great discoveries - and may even increase the productivity of a green space.



How can you join in the gardening movement? Here are some helpful tips to get started.



Maximize space:

Even if you only have a window, and no outdoor space, you can have a garden. An herb garden, like the Miracle-Gro Culinary Herb Kit, can be grown on a window ledge in the kitchen. No ledge? No problem. Just hang a hook from the ceiling and grow your plants in a hanging basket. For those with little outdoor space, try container gardening on the patio or use an outside fence or railing to grow a vertical garden. Simply hang pots on hooks or create your own "living wall" using chicken wire, coconut fiber lining and a quality potting mix. Then, plant trailing produce or flowers and watch your wall grow. If you have a sunny space in the yard, create a small garden using the new Miracle-Gro Ultimate Raised Garden Bed. This easy-to-use kit snaps together and can easily be customized to fit in nearly any space. Simply add nutrient-enriched soil, like Miracle-Gro Expand N Gro or Potting Mix, and plant the garden on a patio, deck, rooftop or balcony.



Redefine terms:

Produce plants are for vegetable gardens and landscaping plants are for the front yard ... right? Not necessarily. The great thing about gardening is that the only necessary rules are the ones Mother Nature created: plants need sunlight, water, food and soil with good drainage. Other than that, do not be afraid to mix it up. Plant vegetables in the front yard, use strawberries in a hanging basket or plant an herb for groundcover along a path. Tomatoes will grow beautifully next to marigolds and sage will add a nice contrast when grown in a container alongside yellow daisies. Grow what you like that will thrive in your climate, even if it is not what your neighbors are growing.



Stay true to yourself:

If your favorite color is blue, then plant blue flowers. If you love salsa, then plant a "salsa garden" by using tomatoes, cilantro, onions and jalapenos. Add your own touch and make it personal. The materials used can represent your style and add interest in the garden as effectively as what is planted. With adequate drainage, even an old toolbox can come to life with some potting soil and impatiens. Collect stones and small objects with kids to make garden sculptures or bird feeders that the whole family can enjoy. Green plastic bottle caps can be turned into ornamental "trees" and grandma's cracked tea cup could become a bird feeder with a little imagination. If you have extra produce, make sure to share it. Friends, neighbors, family and even many local food pantries will take donations of fresh fruits and vegetables.



Experiment:

Although gardening can be seen as a science, it should also be looked as an art. Gardeners should feel free to experiment and express themselves through their gardens. Let your green space reflect your home, your interests and your individuality. Make it a tradition to try at least one new thing every year and you may be surprised how much you learn along the way.



Tuesday, July 29, 2014

Small business, big opportunities: Tips for women focused on managing their small businesses



It's no secret small businesses are essential to the economy. The latest U.S. Census Bureau's Survey of Business Owners reported women owned 7.8 million businesses and accounted for 28.7 percent of all businesses nationwide. These small business firms generated $1.2 trillion in receipts. Given the challenges facing small businesses, now more than ever women are navigating work-life demands, business management and talent retention issues.



In fact, women are more concerned about virtually every economic factor than men, including the effectiveness of government leaders (76 percent vs. 73 percent), commodities prices (76 percent vs. 70 percent) and healthcare costs (75 percent vs. 66 percent), says the recent Bank of America Small Business Owner Report, a semi-annual study exploring the concerns, aspirations and perspectives of small business owners nationwide.
The report also revealed that running a small business causes owners - both men and women - three times as much stress as raising children and twice as much stress as maintaining a healthy relationship with a spouse or partner. However, women do not give themselves the free time that men do - 62 percent compared to 53 percent.
"Small business owners are constantly making sacrifices and prioritizing the success of their business over other personal priorities in their lives, but there are some simple ways to maintain a better work-life balance," says Steve Strauss, small business expert and USA TODAY columnist.
Strauss offers the following tips to managing the daily juggling act of owning a small business:
* Build a diverse support system: While a vast majority of small business owners need some level of financial guidance, often in the form of occasional or ongoing expert advice, the report finds more women than men engage an accountant/bookkeeper (79 percent vs. 70 percent), a financial advisor (73 percent vs. 65 percent) or banker (52 percent vs. 47 percent) to help them run their businesses. Resources such as these can expand your network, provide essential professional support and keep you current on relevant trends.
* Use tech tools and resources available to you: According to the Bank of America Small Business Owner Report women are actually more likely than men to view technology as a useful cash management tool. For example, female small business owners are more likely to view online banking (78 percent vs. 67 percent of their male counterparts) or direct payments (46 percent vs. 35 percent of males) as helpful in managing their small business. Electronic invoicing, online payroll services and mobile banking are other resources that can help. If you're not already using these types of tools, be sure to speak with your financial institution about how to better manage your finances and improve efficiency.
* Boost your competitive edge in the war for talent: The financial benefits you offer current and potential employees can be a deal maker ... or deal breaker. The good news is that small businesses now have access to 401(k) and IRA products designed specifically for their needs and budgets. For example, Merrill Edge Small Business 401(k) is designed for small businesses' unique needs and offers a simplified, easy-to-manage retirement plan with lower costs than many traditional 401(k) plans, enabling owners to provide an important benefit to their employees. Offering these benefits is more important for women particularly when coupled with the cultural and work-life balance perks that often make small businesses attractive to employees, and they can boost your competitive edge.
With the right expertise and tools, small business owners can be equipped to improve their work-life balance.



Use gravity to grow with kids



Gardening creates fun and learning experiences through planting and cultivating seeds for small children who are inquisitive about everything. Feed their curiosity by growing with gravity.



Gardening does not have to be just a row of carrots in the garden any more. Many of the plants we love to grow in gardens actually do very well in hanging baskets. Tomatoes are just one of these plants and their sweet, juicy fruit is a great way to introduce kids to the concept of eating their own freshly grown produce.

Who does not love fresh salsa or a simple spaghetti sauce made from home grown tomatoes? Start easy with the Miracle-Gro Kids Gravity Gro Station, a hanging tomato planter complete with seeds, soil and growing instructions. This outdoor planter is designed to grow the tomatoes upside down, which keeps the vines and fruits within reach of smaller children. It is also a learning opportunity, showing how plants respond both to light (by growing up toward the sun) and gravity. This project also works for families who do not have a backyard in which to plant vegetables, because the pot can hang from a deck overhang.

Even in a small yard or balcony space, kids can still get a garden growing. Consider using containers and trellises for a vegetable garden. Plants that normally take a lot of space like squash, cucumbers, zucchini and melons actually do very well when grown up a trellis or fence. You have been educating your kids about eating healthy, getting enough sleep and being active in playtime, help them to see that other living things need similar treatment. Give plants a head start by planting them in a high-quality potting mix and keep them growing strong by watering regularly and feeding every two weeks with Miracle-Gro LiquaFeed All Purpose Plant Food. Start a growth chart and document the upward growth of your plants, just like you do your kids. Have children measure the plants and see which varieties grow tallest. Kids will also enjoy weighing their harvest. Weigh each fruit or vegetable picked and add up the total at the end of the growing season. How many pounds of fresh produce did you grow?

The Miracle-Gro Root Viewer is the perfect project for little kids, and can also be planted at any time of year. This kit comes with Miracle-Gro Gro Mix, onion, carrot and radish seeds and instructions to help the vegetables successfully grow. This kit is designed to provide the curious gardener with an up-close view of their plant's growth, above and below the soil. Roots grow down in full view, as the leaves and stems grow up. This is a great way to teach children about what is happening below the surface with all plants. Ask questions and work together to find the answers. What do roots do? If the roots for a carrot are this big, then how big are the roots for a tree?

Eating vegetables and fruits is a natural part of a healthy diet. Take a look at each meal you and your kids eat together. Talk about which items on your plate could be grown in your garden, and which cannot. Search for new recipes that incorporate the fruits and veggies you are growing. When harvesting produce this summer, ask children which recipes they would like to make for a tasty meal. Try making pizzas topped with basil, tomato slices and fresh mozzarella. Or, a simple salsa with tomatoes, peppers, cilantro and onion. Be sure to taste it all and share the extras with friends or family. You may be surprised at how much produce you can grow in a small area.

To find additional ideas, tips or recipes, visit Scotts MiracleGro.



Wednesday, July 23, 2014

Say 'I do' to the season's trendiest bridal accessories



Bride Finally found the perfect dress? Now it's time to go from blushing bride to a fashion stand-out your family and friends will be talking about for years.



Whether you prefer the classic elegance of old-Hollywood glamor or the daring innovation of the avant-garde, fashion instructors from several Art Institutes school locations share the top trends in bridal accessories that can help you achieve a one-of-a-kind look on your wedding day.



Accessories can be a fun and easy way for brides to add some creativity to their style, while also showing off their personality. One way to look unique on your wedding day is through headpieces, according to Erica Sewell, Fashion Instructor at The Art Institute of New York City.



Headpieces:

Brides are trading in traditional veils in lieu of headbands, fascinators, blushers, feathers and for the daring brides, hats. Jewels and headbands, like the ones seen recently on different celebrities, are another great alternative to traditional veils. Sewell is also seeing more Eastern-looking head jewelry.



Tiaras are another bridal classic that are getting a makeover. They are being replaced by birdcage veils, which are short, face-framing veils that were popular in the 40s, and fascinators, like those seen during the royal wedding.



Jewelry:

When looking at jewelry, many brides are keeping it simple or focusing on statement pieces that can be worn again and again after the wedding is over. "Your dress you wear one time. Your accessories are for a lifetime," says Michelle Zabel, Fashion Instructor at The Art Institute of Washington - Dulles, a branch of The Art Institute of Atlanta. "People are spending more on their accessories, because they can wear them again."



Another trend in jewelry is vintage pieces. "Brides are incorporating vintage pieces from their family," says Michael Watson, Fashion Instructor at The Art Institute of Charlotte. These pieces are not only unique, but they also have sentimental value. And, whether vintage or new, brooches and lariats are making a return to the scene, but are being used in unexpected ways. Lariats are long chains that can be wrapped around the neck several times with the ends either hanging loosely or tied into a "y" shape. "If a bride has a dress with some back detail, some are using a lariat in reverse so the long part is hanging down the back," says Sewell. Instead of finding brooches only on the dress, brides are now using them to accessorize their bouquets.



Feathers:

If the thought of a feathered headpiece worthy of Carrie Bradshaw's couture-clad bride seems a little extreme for your tastes, don't worry. Feathers are definitely having a fashion moment, and the ways to incorporate them are endless. According to Watson, "feathers have transitioned into an inexpensive way to make your look unique." Sewell agrees, noting that people are putting feathers on fascinators, clips, combs and veils. "Feathers are a big story as far as headgear," she says.



Headpieces aren't the only place one can find feathers. Just like brooches, they are also turning up on wedding bouquets. "Flowers have been clean, simple, minimal and accessorized with pearls, feathers and rhinestones," says Watson.



Shoes:

What girl doesn't love her shoes, and for today's bride pretty much anything goes. For something unexpected, brides can add a pop of color with their shoes or even go a little trendier with lace booties. Sewell says she is also seeing shoes in general becoming less traditional and more casual. This includes taking a fashion cue from the guys. "Some brides are wearing sneakers, such as Chuck Taylors, because the grooms are wearing sneakers," says Sewell.



Courtesy of BPT



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